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Naomi R. D’Agostino is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of OH, FL, MD, NC, PA, SC, TN, WI. No insurance business may be conducted outside of these states referenced.

Robert J. Routson is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of OH, FL, SC, TN. No insurance business may be conducted outside of these states referenced.

Neither Insight Financial Associates and its employees nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Naomi R. D’Agostino is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. 6100 Oak Tree Boulevard, Suite 300, Independence, OH 44131. In this regard, this communication is strictly intended for individuals residing collectively in the states of OH, SC, TN. No offers may be made or accepted from any resident outside the specific states referenced.

Robert J. Routson is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. 6100 Oak Tree Boulevard, Suite 300, Independence, OH 44131. In this regard, this communication is strictly intended for individuals residing collectively in the states of OH, FL, TN. No offers may be made or accepted from any resident outside the specific states referenced.